Commercial Mortgage Loan | Business To Business Financing

A commercial mortgage loan, as the name suggests is taken for bettering commercial gains. Such a loan has a wide variety of uses ranging from business expansion to buying of commercial properties or even for starting a business.

Commercial mortgage loans are a great help for all businessmen, especially those who are in the phase of business expansion or even starting out afresh. Business mortgage loans are also availed by those who don?t have enough finances to buy a new property or indulge in new developmental & constructional activities. With such a type of commercial mortgage finance you can buy business complexes, retail outlets, office buildings, etc.

For availing such a loan usually the property you are buying is kept as collateral till the repayment of the loan amount. In such cases the credit value or the equity of your commercial property is of more importance than your own credit record.

Apart from the fact that foreclosure of property is a fact that looms large over business mortgage loan, there are many advantages to such a loan. The interest rate charged here is low and mostly accompanies flexible repayment options. Before you take a loan, plan out the details as to why the loan is required or what development or repair or improvement work is to be done. Such details will be required for sanctioning the business mortgages loan.

The size and repayment details of your commercial mortgage loan will largely depend upon the size of your firm and the proportion of money required.

We feature here certain advantages and disadvantages of a commercial mortgages loan:

The interest payment on such a loan is tax-deductible. The repayments can be made with pre-tax a fund, which gives you a tax break.
In a business mortgage refinance you can retain hold of full ownership of the property. Rules state that the lender can claim an interest return only on the mortgage and not on the percentage of the ownership.
With flexible repayment schedules you can easily manage your finances efficiently and plan them accordingly.
One can maintain a smooth cash flow with a well planned commercial mortgage financing. Lower up-front payments help make the capital accessible.
The biggest disadvantage of a commercial property loans is the foreclosure of the property in case of non-payment
Default penalties are also applicable in case of missing a payment or bankruptcy

Most commercial mortgage lenders look for the Loan-To-Value Ratio apart from the credit score. A broker for a commercial loan mortgage will also assess your financial condition and the equity of the property. Some lenders ask for a down payment of 20 percent of the purchase price. Commercial real estate loans have varying tenures with averages from about 10 ? 30.

The availability of hundreds of commercial mortgage loan online and also in traditional forms adds to the complexity of finding a proper commercial mortgage rate as well as a broker / advisor who can take you through the process smoothly and guide you to obtain a commercial mortgage loan. One must therefore exercise caution in finding the perfect commercial mortgage.

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Source: http://businesstobusinessfinancing.com/commercial-mortgage-loan/?utm_source=rss&utm_medium=rss&utm_campaign=commercial-mortgage-loan

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Love Letters | Building Relationships, Commitment And Love ...

May 21, 2011 ? 8:34 am

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Home Page > Home and Family > Building Relationships, Commitment and Love ? Starting With I

Posted: Aug 04, 2009 |Comments: 0 |

We continue our series on how to build interpersonal relationships, whether with family, coworkers, friends, or that special someone. Commitment and love are important to all of us; they are worth fighting for; they are worth working for. You also should know that in spite of many promises there is no secret for success, no checklist of things to do, and just as importantly no checklist of things not to do. But we do have suggestions, now continuing with the letter I. We actually have a double series of articles for the letter I. The focus here is on idea, impartial, and indispensable.

I is for idea. Don?t be short on ideas. The way I look at things, it?s a lot better to scratch your brain and come up with some new ideas than to simply be a yes person (they used to call them yes men.) Of course, some of your ideas won?t fly. So don?t get all defensive when people call them into question. Don?t assume that just because people disagree with your ideas that they are attacking you. Of course you know your colleagues, friends, and family. Some people will attack you, and even end up claiming your ideas for their own. You should keep a careful record of your ideas so you won?t be submitting the same ones twice. And learn from your mistakes. That way you can resubmit the new improved version. It may fly the second or the tenth time.

I is for impartial. Don?t immediately take sides in an argument. Try to hear both sides before making any decision. And don?t decide on the basis that Isabelle is more reliable than Itchy, besides smelling better as well. There is nothing as impartial as flipping a coin. I could really swear that?s how some judicial and even family decisions are made. But maybe I?m not impartial.

I is for indispensable. There is no way to secure your future like being indispensable. When I was a computer programmer way back when it was rumored that some people, insecure for their future, would intentionally place ?bugs? or mistakes in their programs. They would come in and fix the problem, ideally after other possibly more qualified programmers would throw up their hands in despair at being unable to solve the problem. There are surely other, less controversial ways of becoming indispensable. Ways that could not be construed as sabotage. And I?m not talking about marrying the boss?s daughter, son, or both.

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Start increasing your traffic today just by submitting articles with us, click here to get started. Liked this article? Click here to publish it on your website or blog, it?s free and easy! Levi Reiss ? About the Author:

Levi Reiss wrote or co-authored ten computer and Internet books. He teaches computers in an Ontario French-language community college. Among his websites are a new English and French (with translations) love and relationships site celebrating all kinds of love at www.loveamourlove.com. His global wine website www.theworldwidewine.com features a weekly column reviewing $10 wines and new sections writing about and tasting organic and kosher wines.

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• I had a good relationship until my boyfriend starting doing drugs then thats when the cheating and abuse started now he?s been clean for almost a year. will he still cheat and abuse me?

• My ex and I have been divorced for over 13 years and he has remarried and moved to another state. even though i am in a relationship, I still love him and think about him all the time. Please help?

• Is hanging out with your x girlfriend acceptable behavior when in a new committed relationship. My boyfriend has his x over for dinner when I am out of town. He says he?s doing nothing wrong

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Building Relationships, Commitment And Love ? Starting With C

An alphabetical guideline of how to build satisfying relationships, commitment, friendship, and even love. We discuss interactions with those significant others in your life including that special person, whether or not you are already together. While we focus on the positive, we don?t ignore the mistakes that are so easy to make and not so easy to repair. This article focuses on communicate, calm, and concise. Stay tuned.

Tags: commitment, love, relationships

Source: http://yourfriends.in/love-letters-building-relationships-commitment-and-love-starting-with-i/

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Utilizing Picture Hosts To Improve Your Auction Sales ...

Should you sell items on eBay or other auction sites, using picture hosts to consist of pictures on your auction can significantly increase your sales. With out a hosted picture, it?s all too straightforward to get lost in a sea of bland text on the net. Or as one old adage so eloquently puts it, ?people will not obtain what they can?t see.?

Millions of individuals all over the world are selling on auction web sites, and without a doubt, eBay will be the granddaddy of all on the net auction portals. In reality, selling items on eBay is so profitable that lots of people try it out as a hobby, and eventually form a full-time small business from on line auctions.

It is not uncommon for people to create a quite respectable living by selling on eBay, and the web site has even produced some ?millionaire sellers.? But it doesn?t matter if you?re aiming for a full-time organization, or just thinking about producing just a little pocket money here and there, 1 factor is for certain: utilizing picture hosts to consist of a photo on your auction page has been proven time and time once again to enhance both bids and successful sales. And that is truly the name of the game, is not it?

With this in mind, we will present a brief overview of two of the most beneficial picture hosting internet sites on-line, and the capabilities provided by every. Now, let?s get began.

VisualVia just isn?t precisely a well-known name on-line. In reality, it is a little-known photo hosting internet site that provides far more auction-friendly functions than you may anticipate. For example, VisualVia enables the user to create an account and manage their stored on line images and pictures, total having a selection of editing functions. Users can host images, certainly, but also videos and other media files.

Furthermore, you may develop on-line slideshows, and share photographs with pals or family. The web site enables multiple image upload, and unlimited bandwidth, along with the capability to develop custom image portfolios and auction image galleries which are best for eBay sellers.

VisualVia delivers five diverse plans, which includes an absolutely free picture host service that includes 2 MB of disk space and 100 MB per month of user bandwidth. For as small as $.99 per month, users can get 50 MB of disk space, with unlimited bandwidth and the ability to produce 360?? photos spins, auction Galleries, image portfolios, and a lot of additional exciting features guaranteed to attract attention to your on-line auctions.

Yet another on the web image host is imagehostplus. This hosting internet site allows the user to produce slideshows and galleries they are able to be used on eBay also as any other auction web site. In addition, image hosting for internet web-sites, message boards and forms is included, and their multiple-upload feature makes it possible for you to upload as lots of as 15 different photos at 1 time.

Other capabilities consist of unlimited monthly bandwidth, the capability to share images simply with other people, image capture statistics that track views for each and every of your pictures which is hosted, and unlimited folders, in which to organize your photos.

There?s also an optional image protection feature, which adds a watermark to stop your photos from becoming copied on line, along with a cost-free image manager software application which can perform most basic picture editing tasks. Imagehostplus has a free of charge trial account, and low monthly rates from $1.95.

Both of these picture hosts present great value for the dollars, as well as a wide range of features to help you sell your goods on eBay, by way of on the web classified ads, or other auction web-sites.

Download free picture editing software in our website for testing.

Source: http://articleintent.com/utilizing-picture-hosts-to-improve-your-auction-sales/

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Pure Healing Yoga ~ Android Application v1.0 By Xlratech Software ...

Whatever your age, yoga can enhance your lifestyle

Yoga, a word of Sanskrit origin, carries a meaning of to control, to yoke or to unite. It refers to traditional physical, mental, and spiritual disciplines, originating in ancient India , whose goal is the attainment of a state of perfect spiritual insight and tranquility

Yoga is an ancient practice that helps create a sense of union in body, mind, and spirit. It brings us balance. Yoga uses asanas (postures), focused concentration on specific body parts, and pranayama (breathing techniques) to integrate the body with mind and mind with soul.??Yoga began as a spiritual practice, but Americans primarily do it for exercise and to reduce stress, both of which provide several health benefits.

Pure Healing Yoga provides various asanas (postures) for Beginners, for weight loss, for a variety of health conditions including anxiety disorders or stress, asthma, high blood pressure, cancer, eye diseases, thyroid, depression and much more. Regular practice of Yoga not only provides strength and calmness, but also by applying to daily life can promote mental wellness.

Here is what you will discover inside Pure Healing Yoga:

- Practice Yoga at home

- Basic level Yoga

- Beginner level Yoga

- Core Yoga

- Yoga for Weight loss

- Healing Yoga ? Cure for variety of health conditions including anxiety disorders or stress, asthma, high blood pressure, cancer, eye diseases.

- Advanced Yoga

Source: http://www.androlib.com/android.application.com-xlratech-app-yogavideos-pijzz.aspx

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Post free classified ads - Pictures Of Vitiligo - Health & Fitness ...

?Ad Posted:?Friday, May 20, 2011

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Starting Up An Ecommerce Website ? Part One Of The Business Plan ...

Starting Up An Ecommerce Website ? Part One Of The Business Plan

Starting Up An Ecommerce Website ? Part One Of The Business Plan

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Home Page > Internet > ECommerce > Starting Up An Ecommerce Website ? Part One Of The Business Plan

Starting Up An Ecommerce Website ? Part One Of The Business Plan

Posted: Sep 27, 2010 |Comments: 0
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You would be surprised how many people forget to write a complete business plan for ecommerce websites. Even though your business is essentially virtual and online, like any business you will need a business plan to strategically reach your goals, to inform prospective investors or loan companies and prepare for expansion. Here?s a few tips on how to create an effective business plan for an ecommerce website.

The Mission Statement: The first part of the business plan is setting out your aims, goals and history. For instance, you may have many years of experience in sales and customer services, which you would note down in the summary. This experience is relevant because it shows what you can already bring to the business, a knowledge of sales and customer service. Before you project for the future, also describe what stage the business is in now (i.e. equipment used, if in an office etc) and how long it has been up and running or thought about for.

Now you should think about the future of your business. What are the goals for it? Clearly in the context of an ecommerce website, you want an increased number of sales and growth. But you will need to ask yourself at what rate you want to grow, after all you may not be able to cope with a fast growth spurt, so slowly but surely may be better for you.

Market Research: This is of great importance as it will inform your marketing strategy. First of all conduct your market research this will help you to discover who will visit your website and buy your products. Look at groups, such as age, gender, culture etc. Also consider the places where people might buy from, such as local, national and international.

After completing your research and translating it into statistics, then you can decide upon how you are going to market your ecommerce website to them. Write up your market campaign, which will demonstrate how exactly you will drive traffic to your website, as well as keep customers.

Your Unique Selling Point: What is your unique selling point? What will make internet users buy off your website, rather than others? Any business person knows always look out for the competition, but also learn from them too. You have to able to give exactly the same good deals as the competition, plus more. Always drive your unique selling point, whether it be free P&P or an environmentally friendly statement, as this will be what makes people buy your product over the competition. Remember your unique statement has to be true.

Look out for part two of the business plan which shall cover finance, employees and skills needed to run an ecommerce business.

If you are interested in setting up a cheap ecommerce website for your business, have a look at www.10poundwebsites.com who sell cheap ecommerce websites. They have several ecommerce packages on offer available from ?10 per month.

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Marie Coles is a professional writer. She writes informative, yet, dynamic articles on ecommerce websites.

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Hi guys. Can someone please give me a check list on things I should have in place to start an ecommerce website?
Is it viable and ethical to present my business plan to 3 o 4 brokers or VC at the same time, without having to tell any of them of my plans to get better results by having control of all offers?
What are the keys to building a scalable business plan ?

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Article Tags:
ecommerce, ecommerce website, ecommerce business plan, business plan, website business plan, internet seller, internet seller business plan, online shop, online shop business plan, cheap ecommerce, cheap ecommerce websites, website

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Marketing tips: Learn about the basics of marketing website design (09:49)

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Starting your own ecommerce business can be time consuming. CoreCommerce is a tool that will walk you through all the necessary steps. From webhosting, website design to shopping cart and SEO. CoreCommerce has all your bases covered. (02:11)

Website Usability Principles

Design principles ? Meet expectations of your visitors. Watch more at http://www.oxlearn.com (05:23)

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Learn how people behave online when looking at your website. (07:02)

Assessing your Site

In this video we learn the basics of assessing your site ? Eyetracking, Paper prototyping, Web analytics (04:33)

Starting Up An Ecommerce Website ? Part Two Of The Business Plan

When you start up any business, you?ll need a business plan to demonstrate to investors your capabilities and to help you naturally expand as a business. A business plan is way of summarising your strategy towards your goals, as well as demonstrates the aims you are fulfilling and how you are so far. So far we have covered your aims, research and unique selling point, now we move onto finance, employees and skills.

By:
Marie Colesl

Internet>
ECommercel
Oct 15, 2010

Pros & Cons of e-Commerce

Should you venture onto the internet with your business or not? This article discusses the pros and cons of e-commerce to help you make an informed choice.

By:
James Finnilal

Internet>
ECommercel
Sep 09, 2008
lViews: 2,665

Get To Know More About The Blueprint Project

This isn?t one in every of these no work, instantaneous riches kind of schemes. It?s an actual plan for you to get wealthy slowly by

Source: http://www.prosolutionshome.com/uncategorized/starting-up-an-ecommerce-website-part-one-of-the-business-plan/

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Pet Steps for Your Dog or Cat

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Dogs have progressed from living in the back yard to the kitchen to the bedroom. Dr. Marty Becker has shared this sentiment with me and many others all over the country. I love hearing the saga of how dogs used to be in a dog house in the back yard and then they gradually moved up on the back porch, then the kitchen floor, then to our beds.

It is so true, isn?t it?

So, let?s see. Not only have the dogs come to live inside but now the smaller breeds, well, they want up to be lifted up onto our couches and beds.

Hence the advent of pet stairs and steps.

via Product reviews by PetConnection.com.

?

These steps come in very handy for the pets with health problems, old age or short legs. Getting tired of bending down to pick your pet up and put them on your bed, couch or in your vehicle? These steps will make your pet enabled to join you anytime they want to without begging you to pick them up.

Source: http://www.fabulouspetproducts.com/products/pet-steps-for-your-dog-or-cat/

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The Scenic Driving Trail To The Cleman Mountain

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The Cleman Mountain driving trail is a scenic traverse over a 19-mile stretch on the southwest region of Ellensburg and the eastern edge of the Columbia Basin. The whole road trip takes 1.5 hours to complete as you move along the Wenatchee National Forest in this Yakima County of Washington. The Cleman Mountain alone is a long ridge that stretches around 15 miles which has been formed by lava that came from the Columbia Basin over 10 million years ago. This was named after Augustan Cleman in 1868 and the elevation on this mountain reaches 5,000 feet high.

The trail is easy to navigate on vehicle as it passes on graded gravel and dirt roads although it is advised to use vehicles that have high ground clearance. To get to this trail, start at the junction of SR 410 on the northwest and US 12 and move 13 drive from here.

Then take an eastern direction by making a swerve to the right as you move along the road that sets forth onto Bald Mountain Road.

At this point, drive towards a four-way junction at around 3.8 miles on the way where an open section on the roadside has an informative sign about how the Manastash Ridge area was formed. Take the right curve on the branch that then leads you to a Y around 50 yards from that point. This time take the left branch onto Rocky Prairie or Road 1713. Then take the right brand on Road 1712 where the trail starts. The trail initially takes on a rough roadbed for 2 miles as it climbs to a fire lookout which is however closed to the public. The road then takes a western direction moving right and onto the Naches River?s valley.

The road moves past an excellent vista which includes the William O. Douglas wilderness, Norse Peak, and Mt. Rainier. There is also a good stretch of agricultural lands to the east along with Wenas Valley. Approximately 4.6 miles, you will then reach the summit of Mill Canyon Road. If you move further this point, the trail takes you to the Oak Creek Wildlife Area. Then it proceeds for about 1.3 miles toward the Milk Canyon?s scenic road and in less than a mile ahead, you will approach the lookout.

The Jones Road then curves left after the lookout and then descends to Evans Canyon where you will proceed for another 1.4 miles. The road then branches as you proceed to take a left turn from here which will then lead you to the Milk Canyon Road for 2 miles. Into the forest, move along the trail and into a junction 3 miles after. The road branches left and then take the road to the right after 0.3 of a mile until reaching a gate. The road after this is the Maloy Road where you take a right turn onto the junction of Wenas Road and Umtanum Road in 1.8 miles.

Source: http://entertainment.ezinemark.com/the-scenic-driving-trail-to-the-cleman-mountain-7d2e91797dd6.html

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Start Your Online Business With A Small Budget | Internet ...

Home
> Online Business > Start Your Online Business With A Small Budget

If you make a decision to start your own online business you possibly think about the expenses. Possibly you have a very small budget at all and you think about starting online business according to this budget. Everything is possible online. You just need to create a website and start with domain name that you can make free of charge.

According to the rivalry in the sphere of online business a lot of companies offer free domain names to the beginners who want to set up online business. You can use free domain until you succeed to change the domain for the paid one.

You can create a website for nearly thirty dollars. But if do not want to spend this budget for the paid website you can search for the organizations that can offer you free websites. You just need to make a research to find the site that will be right for you. Some companies offer you websites and place their ads or banners on your free website.

You can remove the ads for a minimum fee. You can use this free website for some time and then replace it with the paid one. It is always positive to have a good website with great design but not everybody is ready to pay for it.

You can also start your web-based business with affiliate marketing if you don?t have money. You can promote other vendors? products. You will be paid for advertising, sale or for subscription of every client. Frequently you can be paid for every sale made. Affiliate marketing is the best method for people who do not sell their own products.

They just need to promote the products online. You can promote these products through the free website or free blog. You can also promote the products through article marketing. You will earn more commissions if you promote a lot of products simultaneously.

Many people would like to get rich online business. Those who are searching for info on how to start a business online, are welcomed to check out this how to start a business without money site ? read this info to reach your success.

Today we are living in the world where info quickly enhances the quality of our life.

Due to this if you are properly armed with the info in your topic you can be sure that you will always find the info on practically any topic. For example, if you are going to set up an online business, just google how to start a business from home and find out how to arrange that. So, please make sure to get back to this site on a regular basis or ? the least time consuming way of doing it ? sign up for its RSS. Thus you will have your hand on the pulse of the freshest informational updates here. Blogs can be helpful, you just need to understand how to use them.

Source: http://www.internet-marketinghub.com/online-business/start-your-online-business-with-a-small-budget

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Marketing With Facebook | Internet Marketing Articles ? Webmaster ...

Classified Marketing

Production and distribution depends largely over the marketing strategy opted by an organization. The marketing strategy mainly involves the advertising and promotion of your product. It helps in setting up a brand image and makes relationship with the target market. Designing innovative and attractive advertisements, creative images and brand recognitions are the goals of advertising strategy that ultimately results in increased sales. Identifying the market and promoting a product or service to that market is the key to achieve that goal. No business can afford to lose customers and this happens only when you ignore the customers and don?t educate them about your products. With the advancement in technology and the growth of internet, it has become essential for every company to use online advertising methods for promotion of their products.

Online advertising is a method of marketing that uses internet to deliver the message about your product to the public. Whole world is connected to each other with internet and it is the easiest way of spreading your product information to the entire world. When you are over internet; you get global before even you know about it. Marketing products or services over internet has grown very rapidly. It is reported that online advertising has reached over $25 billion US Dollars. This includes the advertising over search engines, display advertising over different websites, online classified ads, video advertising and email marketing. The main reason of this growth in online advertising is the cost effectiveness and immediate delivery of desired information to the target audience.

Growth of social media websites has forced the marketing experts to align themselves with the internet marketing technique, termed as social media marketing. Social media marketing involves the techniques used to advertise your products and services over websites that offer social networking options to their users. Internet users are growing rapidly over social networking websites and with more than 600 million users, Facebook is the largest social networking website at the moment.

Other than social networking, Facebook is now used as an effective marketing tool over internet as well. With over 600 million users, this single platform has the capacity to help a company grow over internet. Facebook provides a number of features that can help in branding and increased public awareness about a company?s products. Pages and groups are no doubt effective marketing tools but the features of Facebook ads are true competitive advantage one can have. If setup correctly, these ads can really bring a boost to the ultimate goal of an advertising campaign, that is, sales.

Facebook ads are easy to setup and provide some good options to target your audience. The first step towards a successful advertising campaign is to design an innovative and attractive advert. Facebook allows you to advertise your own website, Facebook page or even an event that you might have created over your page. Be creative while designing your ads because in Facebook, you can only have a 25 characters title and 135 characters description. You can also use an image to spice up your ad a little.

The target audience selection is very comprehensive with Facebook ads. You can not only target people by their geographical location but can also select the gender, age limits, likes, interest and even education. The most powerful targeting tools is the ?Like & Interests? tool. If you are planning to promote cell phones, you can target the people, who already have ?liked? the pages of various mobile phone brands.

Advantages of Facebook Marketing

You can create your own Facebook page that acts just like your own website
Fan following can be measured with the ?Likes? of a page
Comprehensive targeting even allows you to target fans of an already established Facebook page
You can select your maximum advertising cost options for CPC and CPM
Daily advertising budget can be specified
Advertising can be scheduled. You can select when to start and end the campaign
Good click through rate of adverts if ads are designed properly
Cost per click (CPC) and cost per thousand impressions (CPM) is low in comparison with other display advertising options

Incorporating online advertising is essential for a successful marketing strategy. All internet marketing experts agree that Facebook plays an important role in positioning and placement of your brand. Be creative, research the target market properly and select your audience wisely to get most out of a marketing campaign.

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Waqqas Alvi -
About the Author:

Waqqas Alvi is an SEO consultant and business analyst with special expertise with internet businesses. Search engine optimization and online advertising are the most important tools for a successful internet based business. With an experience of more than six years, Waqqas Alvi is operating SEO LTD as a search engine optimization and online advertising company.

Source: http://j-netsolutions.com/blogs/blog/2011/05/19/marketing-with-facebook/

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Risk Management as a Part of Business Plan ? Entrepreneurship In A Box

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Risk Management

A modern business plan that will lead your business on the road to success must have another element and that is a part where possible risks will be covered.

We can plan and predict that things on a certain way will be done, but our impact is not always in our hands. There are many external factors when it comes to a business that can affect the realization of the plans. Because of that, these factors should be viewed through the prism of risk if we want to be able to implement an appropriate management process during the implementation of the plan.

What is a risk?

In dictionaries the risk is usually defined as:

The possibilities of dangerous or bad consequences to become true.

When it comes to businesses, entrepreneurs or in this case the process of business planning, it is the possibility certain elements of the business plan to not be implemented as they were planned that could result in dangerous or bad consequences.

Basic features of risk

Basic features of risk are:

• It is partly unknown ? The work of an entrepreneur would be too easy if it is easy to predict risk. The biggest problem is that he is partly unknown because it can appear in the future.
• It is changing over time ? Since businesses operate in a dynamic environment, we cannot expect that it would be something default that will always exist.
• It can be predicted ? It is something that if we want, we can predict through a systematic process.
• It can and should be managed ? W can always focus our resources on eliminating or reducing risk in the proper area where it is expected to appear.

Risk Management

Risk management cannot be viewed as a static process, but as an interactive process in which information will be constantly updated, analyzed, will act upon them and will be reviewed in a certain period of time.

This will contain the following elements:

• Defining areas ? Where is the biggest risk?
• Determining the indicators ? What will be the risk?
• Monitoring all those areas ? Is the indicator appeared during the operation?
• Taking concrete activities to deal the risk ? What can we do?
• Monitoring of implemented activities ? Whether we have taken over the right measures?
• Revision - Can anything be improved? Is there a need for new indicators?

What need to be included in the business plan?

Now we need to transfer the process of risk management into a title of a business plan that we create.

1. Defining areas

For a business, these areas can be defined in different ways. But basically to start you can use the following:

It is not necessarily that there will be risk in all areas and that the it will be with the same intensity for all areas. So, based on your business environment, based on the industry in which your business is located and based on the business model you will need to determine in which of these areas, there is a risk.

2. Main indicators

Risk indicator is a kind of measure that should tell us whether the risk is appeared in a particular area.

Let us take an example. For distribution channels, indicator can be a delay of delivery for a minimum of three days that will tell us that something is wrong with that channel, and we must respond to it on a proper way.

3. Monitoring

The purpose of this step of the process is to monitor areas through indicators to see if there is something wrong.

For example, if delivery is late more than three days we know that the risk is justified, and we would have to move to the next step.

In this part of the business plan for each area and indicator we need to establish a system for monitoring by delegating responsibilities.

4. Action

Once the risk has appeared and is located it is time to take concrete actions to prevent it in the future, reduce or completely eliminate their influence on the business operations or the execution of business plan.

To continue the example for distribution channels with delivery delayed more than three days as possible activities would be the following:

• Apologizing to the consumer for delay,
• Determining the reasons for the delay,
• Analysis of the reasons
• Removing the reasons
• Consideration of alternative distribution channels ?

In this part of the business plan for each area and indicator try to standardize all possible activity. We can not expect that they will be final.

5. Monitoring of implemented actions

Because this management process is a dynamic process monitoring must be part of it. In such a way we can ensure the elimination of that kind of risk in the future and resources would be directed to new one.

The example above should answer the following questions:

• Is the apology accepted?
• After eliminating causes, are there again cases of delay?
• What about new delivery channels? Are they timely now?

6. Revision

As the last step that needs to be planned is, when and how to conduct a revision of areas and indicators.

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Source: http://www.entrepreneurshipinabox.com/1717/risk-management-as-a-part-of-business-plan/

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Graduate Trainees (agriculture & commercial) at Saro Africa ~ Jobs ...

Location: Nigeria
Last date: 7 days from date of publication

Saro, with head-office in Lagos, has diversified commercial interests in Crop Protection, FMCG, Public Health and Agro Commodities in both Nigeria and West Africa. As a result of growth in our businesses, we are recruiting fresh graduates to be part of the growth.

The Graduate Trainee Scheme
The programme is designed to equip fresh graduates with requisite skills necessary to assume leadership roles and be exposed to activities in all our strategic business units within our organization.

GT (Agriculture)

Qualifications & Requirements
- Minimum of Bsc. Second Class Lower in Agricultural Sciences courses (Agric. Science, Soil Sciences, Agronomy, Agric Extension & Agric. Economics)
- Must not be older than 26 years
- Must have an NYSC certificate
- Ability to speak Hausa and any other Nigerian Languages will be a strong advantage

GT (Commercial)

Qualification & Requirements
- Minimum of Bsc. Second Class Lower in Agric. Econs. Preferably or any other science related courses
- Must not be older than 26 years
- Must have an NYSC certificate

General Requirements
Excellent communication skills. Analytical, Interpersonal and Leadership skills is a must in addition to being self motivated. Successful Candidates must be willing to live and work in remote/rural areas in any part of the country.

Method of application
Interested & qualified applicants should send electronically their brief profile (in excel format see sample below) stating the position he/she is applying for as the subject of the email within one week from the date of this advertisement to career@saroafrica.com.ng

Surname | First name | Dob | INSTITUTION | COURSE | QUAL | GRADE | YEAR OF GRAD. | GSM | E-MAIL | LANGUAGE SPOKEN

Applications that are NOT in this format will be disqualified.

Source: http://ngrcareers.blogspot.com/2011/05/graduate-trainees-agriculture.html

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The price to pay for a healthy lifestyle... - Sam Cope's Heath ...

Samantha Cope
Health and Fitness is a big part of my life, whether it's marathon running, snowboarding or trying the latest superfood. But I'm also human. I enjoy a good night out and I do have bad days. For me it's all about finding a balance and this blog is all about inspiring you to find your balance. Whether that's getting up off the sofa and running your first 5K or tackling an ongoing health issue.
View all of Samantha's posts

Pilates Expert ? Kristoph Thompson
Kristoph is a Personal Trainer, Stott Trained Pilates Instructor and Certified Strength and Conditioning Coach with a Masters Degree in Fitness and Human Performance. He has coached the Houston Rockets Basketball Team and the Houston Astros Baseball team. Kristoph is an associate lecturer with the University of Brighton and is also studying for a PhD in exercise induced muscle damage.
View all of Kristoph's posts

Personal Trainer - Kevin Hubble
Kevin Hubble is Fitness First's personal trainer of the year. Apart from holding a diploma in personal training and sports therapy he's also a spin instructor, Swiss ball trainer and body pump teacher.
View all of Kevin's posts

Personal Trainer ? Holistic Health ? Greg Brookes
Greg is a Health and Fitness Professional and owner of GB Personal Training. He achieved his first qualifications 18 years ago and has been promoting holistic health ever since. With a strong knowledge in all aspects of health and fitness he believes in functional movement and corrective exercise as well as natural nutrition and psychological goal setting. Everything that Greg promotes is based upon achieving results for a healthier way of living.
View all of Greg's posts

Physiotherapist - Richmond Stace MCSP MSc (Pain) BSc (Hons)
Richmond is a Chartered Physiotherapist who specialises in the treatment of chronic pain and injury. With a background in physiotherapy, rehabilitation and pain science, Richmond set up the Specialist Pain Physio Clinics in London. In addition to working in the clinic, Richmond writes about pain as part of the editorial team for the Physiotherapy Pain Association and online via his own blog.
View all of Richmond's posts

Women Specific Sports Injury Specialist - Dani Mears
Twenty-nine-year-old Dani Mears has been a qualified physiotherapist since 2001; when she graduated from the University of West England (UWE.) She currently works for the NHS Health Trust in North Bristol and is a fitness expert for Kettler GB. Previous experience includes sports physiotherapy working with Bath Rugby Club. Dani?s interests lie within women?s health, in particular pregnancy and new mums, as well as rheumatology and orthopaedics.
View all of Dani's posts

Nutritionist ? Yvonne Bishop Weston
An author, clinical nutrition consultant and former ION tutor, Yvonne holds private nutrition clinics in Harley Street, Surrey and Hampshire, and specialises in helping patients with a variety of conditions including fertility and pregnancy; stress and performance; weight loss; thyroid problems; digestive health; skin; hormonal health; and preventative health with bespoke nutritional therapy.
View all of Yvonne's posts

Doctor ? Rob Hicks
Dr Rob Hicks is one of the UK?s most well-known media doctors and combines committed medical practice with television and radio broadcasts and regular media commentary. A practising GP, Rob also works in a hospital sexual health clinic. Rob appears regularly on ITV?s This Morning and is a popular contributor to other TV and radio programmes. He is the medical script adviser to the award-winning BBC1 television drama series ?Doctors? and the medical consultant for the BBC2 series ?Grow your own drugs?. Learn more about Dr Rob at www.drrobhicks.co.uk.
View all of Rob's posts

Herbal Practitioner ? Dee Atkinson
A qualified herbal medicine practitioner for 20 years, Dee is a member of the EHPA (European Herbal Practitioners Association). Dee won the Edinburgh Business Woman Award 1990 and, in 2002, was runner up in the STV ?The Business Game?. In 2006 and 2007, Tatler Magazine voted her into the UK?s top 250 private doctors. Dee took over the running of Napiers and heads up Napiers herbal team of 10 qualified herbal practitioners who specialise in cancer support and woman's health issues.
View all of Dee's posts

Homeopath - Ranjni Janda
Ranjni Janda is a qualified homeopath based at Nelsons Pharmacy (www.nelsonshomeopathy.com). She studied for 3 year full-time BSc course at the University of Central Lancashire and completed a MSc. in Complementary Therapy Studies at the University of Westminster, whilst practising homeopathy part-time.
View all of Ranjni's posts

Medical Nutritionist - Dr Sarah Brewer
Dr Sarah Brewer is a medical nutritionist and independent advisor to Healthspan.co.uk, the UK?s number one direct supplier of vitamins and nutritional supplements. Sarah qualified from Cambridge University with degrees in Natural Sciences, Medicine and Surgery. After working in general practice and sexual health, she now specialises in nutritional medicine. She takes an holistic approach to health, and is the author of over 50 popular self-help books, including the Natural Health Guru series. As well as being a licensed medical doctor, Sarah is a Registered Nutritionist and a Registered Nutritional Therapist www.naturalhealthguru.co.uk. You can follow her nutritional tweets at @DrSarahB
View all of Dr Sarah's posts

Detox Expert - Midi Fairgrieve
Midi Fairgrieve is the founder and director of Detox International which runs detox retreats in Spain and Portugal. Midi is originally from the Scottish Borders and worked in Radio Broadcasting before changing direction in 1990 to study natural health and healing. She gained professional qualifications in Nutritional Medicine, Dietary Therapeutics and Iridology from the British School of Nutritional Medicine in London with Professor Lawrence Plaskett. Finding that complete healing needs a truly integrated approach she continued to train in other therapeutic arts, gaining qualifications in Progressive Counselling and Natural Spiritual Healing at the Self-Realization Meditation Healing Centre in Somerset, England.
View all of Midi's posts

Nutritionist - Sam Christie
Dr Sam Christie (PhD) is a nutritionist with over 20 years experience. Her work is a mixture of patient consultation and clinical research. Her hospital research partnerships have allowed her to study a variety of health complaints including mineral deficiencies, pre-menstrual symptoms, respiratory infections and persistent fatigue amongst others. Sam is married and has one daughter Bea who is 4 and a half. Sam is currently expecting her second child.
View all of Sam's posts

Mental Health ? Robert Ashton
Robert lives with depression. He has learned how to manage his demons and now helps others do the same. A prolific author, he is currently writing his 12th book. He has been translated into 15 languages. He believes that taking control of your life often by becoming your own boss, is the key to personal success. His mission as an author and speaker is to help you do just that. www.robertashton.co.uk
View all of Robert's posts

Dentist - Dr Colin Neil BDS MFDS RCS MSc
Dr Colin Neil is joint owner and principal dentist at Confident Dental Care in Stroud, Gloucestershire. He has worked alongside some of the leading dentists in California and has innovated many treatments, including dental implants, Inman aligners - straighter teeth in as little as 6-8 weeks. Dr Neil has seen the huge impact dental health can have, both in negative terms where dental disease can seriously affect a patient?s well-being but also more positively, the massive improvements that preventive and aesthetic dentistry can have on a patient?s quality of life.
View all of Colin's posts

Aesthetics Director - Jonquille Chantrey BMedSci (Hons) BM BS MRCS (Eng)
Jonquille is aesthetics director at SurgiCare, the UK?s leading cosmetic surgery provider. She is a Member of the Royal College of Surgeons of England, and has more than seven years plastic surgery experience including Breast, Facial, Burns Reconstruction and Head and Neck surgery. Jonquille is a recognised UK expert in minimally invasive surgical techniques & European trainer in a full range of cosmetic procedures.
View all of Jonquille's posts

Personal Trainer - Nick Mitchell
Personal Trainer Nick Mitchell is a personal trainer and strength, conditioning, and nutritional coach who specialises in body composition and reprogramming for fat loss and muscle gain. His personal training clients run the gamut from Victoria?s Secret models and professional bodybuilders, to senior diplomats, soap opera and pop stars, and he is known for his success in rapidly transforming a body in as little as 4 weeks. He was named as ?London?s Best Personal Trainer? by Time Out (2010) and is the head coach and MD of Ultimate Performance, one of the UK?s leading personal training companies.
View all of Nick's posts

Source: http://blogs.people.co.uk/sam-cope/2011/05/the-price-to-pay-for-a-healthy.html

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Watch The Borgias Season 1 Episode 8 The Art of War Online ...

The Borgias is a 2011 old fiction the television series made by Neil Jordan. It can be international co-production, guided by an excellent Irishman, filmed when it comes to Hungary, and made in Canada.[1]

The very series will be the Borgia wife and children (Borja in Valencian), one Italian dynasty of Real spanish origin, and additionally stars Jeremy Iron as Pope Alexander Mire and Donald Oakes, Fran?ois Arnaud, Holliday Grainger and Aidan Alexander like Juan, Cesare, Lucrezia and Gioffre Borgia, respectively. Derek Jacobi also characters as Cardinal Orsini.[2]

CLICK HERE TO WATCH NOW:
Watch The Borgias Season 1 Episode 8 Online

Ia blockbuster right this moment because of their struck of reliving any historical icons that is the Borgias group, or the modern-day Regans among France. Truth be told, these Renaissance stage legends offers you inspired today?s video series, look at The Borgias Summer 1 Break out 4: Lucrezia?s Bridal online free on VidMines.com along April Eighteen, 2011. Anyone said that artificial families of medieval-age Swiss are crazy and just thus phony is normally saying Titanic ship cruises much like a broken drive, sputtering here and there, yet somehow wrong. Without the need for these their families like the very influential Borgias most typically associated with Spain, it?s possible that we would have no knowledge about the wonderful Renaissance Period, or perhaps even whatever it?s got in store for people like us. Well, being Spain is actually a powerful world of the traditional world, let?s obtain a hike out memory ln and demand a peek available at why The entire Borgias television fertility cycles has been empowered by an amazingly family and also a patron of your arts.

From time to time, all it takes is a little bit of nudge provided by history to make a good rounded of a Telly series that?s definitely going to be a serious heat. Which include the Borgias, which is likely

Centuries gone by, about three if you want to four hundreds of years ago, The nation were typically the melting marijuana of growing culture, of money, of file corruption, and are said to be the cornucopias of the arts. Wealthy couples here and there marveled about the artists but the truth is rich or simply poor the pair were, judging barely from the things could have as part of the flower boxes for the entire world of the arts. Nevertheless, one of these parents who?s got some penchant for the arts is the Borgias family and friends, who were yet almost worshipped by means of artists given that patronized the humanities more than acrid national politics. Anyway, see The Borgias Season activities 1 Break out 4: Lucrezia?s Wedding experience online free found at VidMines.com and learn about what can be done to bring you to ultimately power, opposing all the chances.

After the awesome days of special occasion and merrymaking, there comes the perfect opportunity in a person?s life when he / she gets a tad angry and additionally frustrated located at everything. Apparently he finally does not get pleased in what is given and even blessed which will him. Till he figures out that he desires control all things, he happens to be starved pertaining to power, so when one takes hungry, obviously, he?ll eat voraciously. That?s what went down to one of your respective members about the Borgias family, when you are done he pondered about being the next pope, why? That?s because the pope?s just about every single word might be more acrid than that of often the king or the grand vizier. Disobey along with you?ll end up beautiful in a guillotine. At modern planet. Previously, the particular Borgias hosted some Turkish prince. Follow The Borgias Weather 1 Tv show 4: Lucrezia?s big wedding online free in VidMines.com as Lucrezia?s wedding tradition finally can come, but it inevitably turns out to be a very fiasco not surprisingly the arrangements.

Watch The Borgias Season 1 Episode 8 The Art of War Online

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Source: http://article.seochitchat.com/watch-the-borgias-season-1-episode-8-the-art-of-war-online-2

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Computer Desktop Clutter Reveals Your Personality (LiveScience.com ...

Computer users with messy desktops are more likely to be liberal, educated city-dwellers who are career-minded and good at math, while those that keep their computer icons neat and tidy are more likely to be young tech-savvy suburbanites that say their personal life is more important than work. At least according to a new survey.

A new study by Hunch.com ? a site that makes recommendations based on preferences, ranging from which car you should drive to which vacation or college choice is best for you ? suggests your computer desktop says a lot about you, from education level to political views.

(The web-based survey is not scientific because, among other limitations, it was not based on a representative sample of the population.)

Hunch used 80 million answers to questions that it asked its 700,000 members to predict particular demographics, personality and other characteristics based on their computer desktop.

The report found that gender plays a role in whether or not a desktop is clean: Men are 13 percent more likely than women to have neat desktops compared to women.

Education is also a factor, as messy desktop users are 7 percent more likely to have completed a four-year college degree and 19 percent more likely to have completed a graduate degree.

People who live in crowded cities are also more inclined to keep a cluttered desktop (42 percent), while those that keep it clean are 9 percent more likely to live in the suburbs and 13 percent more likely to live in a rural area.

??Messiness seems to skew two ways; someone may be messy because they use the computer for various endeavors, which could explain why CEOs are more likely to have messy desktops,? Amanda Green, lead author of the Hunch report, told TechNewsDaily. ?On the other side of the spectrum, some people are messy because they don?t know how to get organized. They?re not that comfortable with their computers, and they may not really rely on the computer enough to let the mess bother them.?

Those with messy desktops ? self-describedentrepreneurs who are 12 percent more likely to have a stronger aptitude for mathematical concepts and numbers ? said that work is an important part of their life and sometimes puts their personal life on the back burner.

Not surprisingly, a person with a messy desktop is more likely than someone with a neat desktop to have a disorganized closet, the report found.

However, neat people, who tend be more tech-savvy ?(such as knowing how to use external hard drives and how to back-up their computers), are 5 percent more likely to put their personal and social life first and 10 percent more likely to say they work just to pay the bills.

This story was provided by TechNewsDaily, a sister site to LiveScience. Reach TechNewsDaily senior writer Samantha Murphy at @SamMurphy_TMN.

See the article here:

Computer Desktop Clutter Reveals Your Personality
(LiveScience.com)

Posted by admin on May 16th, 2011 and filed under Science. You can follow any responses to this entry through the RSS 2.0. You can leave a response by filling following comment form or trackback to this entry from your site

Source: http://www.shmtvnews.com/computer-desktop-clutter-reveals-your-personality-livescience-com/

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Hemorrhoids: the simplest way to detect, treat and stop this ...

Haemorrhoids, also known as piles, are the inflamed condition of the veins within or on the exterior of the lower colon. This condition could cause the victim a lot of agony and uncomfortableness. Though there are countless things that may cause this condition, the most common causes are bowel problems, a low fiber diet, handling heavy objects, pregnancy and an inactive way of life. The condition is also genetical in some families.

Do you suffer from itching in your sphincter area? Agony during bowel movement? Blood on your toilet paper? All of these are signs that you could have external piles and it is not funny. External piles though common, can be aggravating and mortifying, not to say insufferable. The solution is to be sure you do not sit for over sixty minutes at a time and try to do some stretching that improves a good blood flow.

Piles might be removed at any stage of the condition, but the earlier a doctor is consulted, the better are the possibilities to avoid surgery and hospitalizing. As the hemorrhoid bump grows in size, the treatment methods change. Different treatment procedures are applied to different stages of the haemorrhoid standing. Diagnosing external hemorrhoids is done by an easy manual examination.

Herbal remedies for piles is a handy methodology to get some relief from the agony and discomfort without side-effects or medical techniques. Because your piles condition isn?t awful enough to get surgery does not suggest that you have to leave it untreated and suffer through the pain.

Too frequently folks turn to over the counter chemical creams available, but you?ve got to be under supervision due to the possible complications and allergies. Finding an external hemorrhoids cure is crucial when you get external piles.

One of the best herbal cures is witch hazel. The veins causing the pile to shrink and contract can get handled using the properties of witch hazel.

To use this herb as treatment you can take a cotton ball and soak it in the witch hazel and then use it on the areas affected to get instant relief. All of these herbs are known to alleviate the pain and discomfort of hemorrhoids terribly fast.

Though many of us use these herbs for getting instant relief, this kind of treatment can slowly, naturally, and safely sort out your piles for good. Herbal cures for hemorrhoids will also stop the bleeding, itching, burning, and swelling connected with this condition.

The best defensive measures are good personal cleanliness, use diuretics or stool softeners in case of hard stools, focus on exercising the buttocks muscles, drink at least 2 litres of liquids daily, never put off the necessity for defecation and always put on purgative suppositories and stool softeners in cases of trots.

Natural Hemorrhoids Cure

Source: http://articlesblueprint.com/hemorrhoids-the-simplest-way-to-detect-treat-and-stop-this-condition/?utm_source=rss&utm_medium=rss&utm_campaign=hemorrhoids-the-simplest-way-to-detect-treat-and-stop-this-condition

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Great Advice for Home Improvement ? Articles Miracle

Home improvement can either be a pleasant and fun experience or a stressed-out exercise in frustration. And, a lot of differing situations will decide what will happen with your own circumstance. Your outlook and readiness to learn we think will be a deciding factor.

In all probability you are familiar with the routine and this isn?t newsworthy if you are widely experienced in laboring on your residence. But, for those of you who are newbies with home improvement, a lot of learning is to be done before running ahead. Several substantial home improvement advisements will be listed here to give you a head start in the accurate course.

Plumbing is one of the areas of home improvement that can become a disaster when there is a leak. Plumbing leaks can ruin walls and floors, but that isn?t as bad as having to tear things down, and start over. There is great satisfaction doing the job right on the first attempt. There is no substitute for knowledge when you have to work on plumbing. When you have plumbing parts to replace, you need to know the right ones to use, and the same with sealing materials. Never, ever reuse any type of sealing compound, nylon tape, gaskets or o-rings. When rubber sealing pieces get old, they become hard and deformed, so they should be thrown away. Any store with a plumbing department can replace your original parts with parts that will be exact matches.

If you are not experienced with working on electrical circuits, or you have no knowledge of them ? then hire an electrician to do the job. Maybe you are confident doing any type of work, but electrical work might be too risky. Sure, some things are simple such as changing an outlet or light switch. Electricity is dangerous, so when you work around it, make sure the power is off. Do not ever trust that power has been completely isolated, so in that case you should always verify no power with a voltmeter. Just because you think the power is off, it can be on, if it is the ground that has been isolated. It all depends on who wired your house, and you are assuming they did it correctly.

This is a quick and easy amendment for your dwelling. Identify and tag all of your water valves and electrical circuit breakers. Some homes make use of fuses as opposed to circuit breakers, but you can still do the very same thing. Basically this is because if you experience an emergency regarding your electronics or water, you can act fast. You would be able to pinpoint breakage in the pipe to stop the water should a water pipe burst.

Assuming you had a bad situation with the electricity and you needed to know exactly where it was, you would realize the right fuse to pull or circuit breaker to open. You can in all probability lessen the chances to large damages to your residence with this astute planning.

Most people do home improvement projects to save money, and the savings will be lost very quickly if you have an accident. So, do the right thing for yourself and always make safety your first priority.

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Source: http://articlesmiracle.com/great-advice-for-home-improvement/?utm_source=rss&utm_medium=rss&utm_campaign=great-advice-for-home-improvement

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Small Business Loans ? Suitable Finances For Commercial Purposes ...

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Source: http://www.zodmin.com/small-business-loans-suitable-finances-for-commercial-purposes/

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Job - Senior Human Resources Business Partner, in Deerfield ...

[unable to retrieve full-text content]Senior Human Resources Business Partner, in Deerfield, Illinois Takeda Pharmaceuticals Job.

Source: http://www.careertopjobs.com/clinical-research-job.aspx?job=356733

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The REO LIFE ?The Dog House? Clip 1 ... - American Homes Real Estate

a new reality series about foreclosure homes/bank owned properties in the ohio area. Most of the filming is done in Dayton, Ohio (the largest foreclosure area) in the USA!.. Foreclosure homes are the talk right now on all media(tv, radio etc).. Hope you enjoy our episodes of a twist to the real world of real estate, The REO Life. Hosted by Re/max agent, Scott Kichline, Production/camera, Andrew White. Lots more to come so please keep checking back. Lots of laughter and great times. Tags: Flip this house, house hunters, foreclosure, bank, remax, agents, movies, music, mtv, bravo, history, purple, cartoons, money, comedy, reality, rap, cars, hydro, ladies, dayton, scott, andrew, computers, codes, editing, images, stills, birds, trucks, flying,

Source: http://www.americanhomesrealestate.org/?p=582

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Our Favorite Hollywood Mom And Daughter Have A FroYo Date!

Welcome to PerezHilton.com - Hollywood's Most Sassy Website!

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Filed under: Jennifer Garner

We can't say it enough! We just ADORE them!

Jennifer Garner was once again spotted out and about with her adorable daughter, Violet Affleck, grabbing a delicious FroYo snack from yummy Menchies!

Check out the two of them (above)!

Always spending so much quality time together! We're obsessed!

Hope you guys had fun!

[Image via Fame Pictures.]

Tags: daughter, frozen yogurt, menchies, out and about, violet affleck

Posted: May 14, 2011 at 11:40 am

Source: http://perezhilton.com/2011-05-14-jennifer-garner-and-violet-affleck-have-menchies-date

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Your Domain Name ? It's Your Business' Brand, But Do You Own It ...

Your business? domain name is what separates you from the pack online. It is your Web address, your virtual store?s marquee. Without that recognizable ?www? prefix found before the domain name, you might as well have no Web presence. Bear in mind, however, that domain name disputes are a common occurrence and will only become more so as the world of online commerce gradually becomes the dominant way people conduct business. Before you invest in the building of a website and an online business, it?s smart to consult with an intellectual property lawyer specializing in Web domains.

Assuming that you?ve gone through the appropriate channels to obtain a domain name that is, in actuality, yours, the name becomes your legal property. Even so, just because you buy a domain name, it doesn?t necessarily mean that you?ll be allowed to trademark it and enjoy the protections that come with that status. The judicious choosing of a domain name is a discussion in itself. For now, suffice it to say that if you use generic words to build your online business? name, you won?t have a leg to stand on in court should another person or company create a site with a name similar to yours. Your site?s name with its unique word order and/or spellings is yours, but others may do their best to imitate it.

You secure the rights to a website name by utilizing the services of a domain name registration business. There are many out there, so you have options. You can choose to register the name for up to ten years, with one year being the minimum. During that time, you hold the rights to the name and the power to create a site to use for online business.

Cyber squatters ? sophisticated online criminals, essentially ? have many tricks in their repertoire. An earlier tactic was to register a trademarked brand as a domain name. Their game was to force the business to have to buy the domain for a substantial price. Another trick they use is name jacking ? building a site named after a person or business and profiting from it.

The number one rule before creating an online shop: speak with an intellectual property lawyer versed in Internet law. He or she will be able to run background checks on your proposed domain name, making sure it isn?t trademarked, that there are no lawsuits hovering above it and that it has not been stolen. This will help you avoid a number of potential problems. Should you skip the consultation and go it alone, you could end up registering a domain that infringes upon someone?s trademark. A cease and desist letter accompanied by the threat of legal action will likely follow, for you can be certain the trademark holder has legal protections in place. It works both ways, though. Having an intellectual property attorney on your side is helpful should someone try to squat on your domain or attempt to illegally make money from it.

Your domain name is your company?s brand, so it?s vital that you actually own it and that it doesn?t infringe upon the ownership rights of another person or organization. Don?t lose future business for lack of diligence. Speak with an intellectual property lawyer in advance, and get your virtual house in order now to spare yourself a messy cleanup later.

Reproduction permitted only when all active hyperlinks are included. 2011 All Rights Reserved.

Author Stephen Daniels highly recommends Baker & Rannels for those seeking professional domain name lawyers in New York. Their legal team has more than 63 years experience in both the U.S. and around the world. Their specialty is helping businesses with trademarks and domain names, including research, registration and litigation when appropriate.

Source: http://dynamic-website-design-seo-marketing-professionals.com/139/internet-and-digital-marketing/your-domain-name-its-your-business-brand-but-do-you-own-it/

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